Banana Split Fluff – A Creamy, Fruity Dessert for Every Occasion

If you love the classic banana split but want a lighter, fluffier alternative, this Banana Split Fluff is your answer. This dessert layers creamy whipped topping, fresh bananas, strawberries, pineapple, and a drizzle of chocolate for a simple yet indulgent treat. It’s perfect for summer gatherings, potlucks, or a quick homemade dessert that everyone will enjoy.
With its creamy texture, fresh fruit, and playful presentation, this Banana Split Fluff is as fun to make as it is to eat.
Ingredients
Serves 8–10
Fruit Layer:
- 3 medium bananas, sliced
- 1 cup strawberries, hulled and sliced
- 1 cup pineapple chunks
- 1/2 cup mini chocolate chips
Fluff Layer:
- 8 ounces (225g) cream cheese, softened
- 1 cup (240ml) heavy whipping cream
- 1/2 cup (60g) powdered sugar
- 1 teaspoon vanilla extract
- Optional: 1 tablespoon marshmallow fluff for extra sweetness
Toppings:
- Whipped cream
- Chopped nuts (optional)
- Maraschino cherries (optional)
- Drizzle of chocolate syrup
Preparation Time
- Prep time: 15 minutes
- Chill time: 1 hour (optional)
- Total time: 1 hour 15 minutes
Step-by-Step Instructions
Step 1: Prepare the Fruit
- Wash, peel, and slice the bananas, strawberries, and pineapple.
- Set aside in separate bowls.
Step 2: Make the Fluff
- In a medium bowl, beat the cream cheese until smooth.
- In a separate bowl, whip the heavy cream with powdered sugar and vanilla until stiff peaks form.
- Gently fold the whipped cream into the cream cheese until fully combined.
- Optional: Fold in marshmallow fluff for extra sweetness and light texture.
Step 3: Assemble the Banana Split Fluff
- In a large serving dish or individual cups, layer half of the fluff mixture at the bottom.
- Add a layer of bananas, strawberries, and pineapple. Sprinkle with half of the mini chocolate chips.
- Repeat with remaining fluff and fruit layers, topping with remaining chocolate chips.
Step 4: Chill and Serve
- Refrigerate for at least 1 hour before serving to allow flavors to meld.
- Before serving, garnish with whipped cream, chopped nuts, maraschino cherries, and a drizzle of chocolate syrup if desired.
Serving Suggestions
- Serve in individual dessert cups for a fun presentation.
- Pair with a cold beverage like iced coffee or lemonade.
- Great for summer parties, picnics, or potluck desserts.
- Can be made a day ahead for convenience — just add toppings before serving.
Nutritional Highlights
Nutrient | Per Serving (approx. 1 cup) |
---|---|
Calories | 280 |
Protein | 4 grams |
Total Fat | 16 grams |
Saturated Fat | 10 grams |
Carbohydrates | 32 grams |
Sugars | 22 grams |
Fiber | 3 grams |
Sodium | 120 milligrams |
Nutritional Notes:
- Fresh fruit provides vitamins, minerals, and fiber.
- Cream cheese and whipped cream add richness and creamy texture.
- Chocolate chips and optional marshmallow fluff contribute sweetness and indulgence.
Tips for Best Results
- Use ripe bananas for natural sweetness and soft texture.
- Chill the dessert to allow layers to set and flavors to meld.
- Slice fruit just before assembling to prevent browning.
- Customize with seasonal fruits like mango, blueberries, or kiwi for variation.
Variations to Try
- Swap pineapple with canned crushed pineapple for a more tropical flavor.
- Use Greek yogurt in place of cream cheese for a lighter, protein-packed version.
- Add a layer of crumbled graham crackers or cookies for extra texture.
- Top with caramel or strawberry syrup instead of chocolate for a flavor twist.
This Banana Split Fluff recipe is a playful, creamy dessert that captures the flavors of a classic banana split in a lighter, layered form. Quick to assemble, visually appealing, and perfect for summer or holiday gatherings, it’s a dessert that will delight family and friends alike.